Buy a property in Costa Blanca, purchase an apartment in Guardamar del Segura

First steps to become a property owner.

Probably one day you'll wake up with the certancy the time to buy your first home has arrived. Maybe you were dreaming and valuing purchasing a house for a while or you simply know now it's the right moment.

On either case in Naranja Spain; your trustworthy real estate , we'd like to give you tips and start with the first moves to take the right road to buy your first house.

The first question you get when you want to buy something is Do I have enough money? And if not How I can get it?

If you are someone who answered "Yes" to the first interrogation, then you are probably aware that you belong to a minority for having enough cash flow to buy a home with no need for funding. But if for example your savings do not reach the 100,000 euros you need then it's time to look for a support, a bank.

Today the borrowing part has become a hard task because of the the economic situation the world has been immersed , but do not forget that as they have to make sure you will pay the agreed interest, you also have to trust them. Choose an entity in which you had a past positive relationship that satisfies you.

To avoid being in an end of the rope situation, we recommend that you have sufficient funds to cover at least the followings: 20% of the total price of the property you might already found or of the value for type of property you're looking for, the commission cost you'll be charged when opening a credit and also enough cash to cover the the value of the deed ranging from 6 to 7% over the full value of the housing.

In terms of finding the right mortgage, a key factor is the timing, the ideal situation is 15 years, try to avoid 20 years if you can and try to stay away from the 30 years loans..

The most important aspect to have present at all times is to not buy something that you can't really afford because this process of purchasing is exciting and beautiful and you don't want to spoil the journey because we weren't realistic at the time and ignored analyzing our income, permanent and variable costs.

While you are looking for the ideal situation for your financing agreement, keep visiting apartments, houses cottages or any kind that you decant for until you find the home of your dreams.

Naranja Spain, all kinds of properties for sale in Guardamar.

In Naranja Spain we specialize in selling homes for you, we have in offer new homes and resales . We also focus on your vacation, long term and for short-term for either summer holidays or any other time. We also offer a full real estate consulting service real estate and an excellent after-sales service.

Check out our online catalog of properties for sale and rent. You can find a variety of apartments, houses, flats and bungalows.

Please contact usif you like any of the houses you see. You can call us, write us an email, fill out the form on our website, or stop by our offices in Guardamar del Segura.