In this article we write about how to reduce your living costs by looking at your property expenses and personal spent. Make a list of all your expenses. Take into acount the fix expenses such as your home loan or rent, property taxes, community expenses and also the variable ones; such as electricity, water, maintenance, housing insurance also the cleaning cost if you don't do it yourself. Also if your property has green areas, pool, jacuzzi etc. Add this expenses too. Now make the...